Richard Pemberton is a Chartered Tax Adviser (CTA) with 16 years of experience advising property investors and developers on tax-efficient structuring and compliance. He specialises in capital allowances claims, Section 24 mitigation, CGT deferral strategies, and limited company structures for landlords. Currently, he leads the property tax division at a specialist accountancy practice serving clients with portfolios exceeding £50M.
Richard Pemberton is a Chartered Tax Adviser (CTA) who has dedicated his 16-year career to the complex intersection of property investment and UK taxation. He graduated with honours in Accounting and Finance from the London School of Economics before completing his professional qualifications with the Chartered Institute of Taxation, achieving distinction-level results. Richard began his career at a Top 10 accountancy firm, where he specialised in advising property developers and institutional landlords on structure optimisation and compliance matters. His expertise encompasses the full spectrum of property taxation, including income tax, Corporation Tax, Capital Gains Tax, Stamp Duty Land Tax, and the intricacies of Making Tax Digital requirements. He is particularly renowned for his work on capital allowances claims, having helped clients recover hundreds of thousands of pounds through cost segregation studies and proper asset classification. Richard possesses deep knowledge of Section 24 mortgage interest relief restrictions and has guided numerous landlords through incorporation strategies to mitigate its impact. He understands the practical challenges investors face when navigating HMRC requirements, from 60-day CGT reporting deadlines to the complexities of PPR relief calculations. His writing aims to translate dense tax legislation into actionable strategies, helping readers legally minimise their tax burden while remaining fully compliant with current regulations and avoiding common pitfalls that trigger HMRC enquiries.